For buyers
From first contact to the deed: the process, the real costs and the guidance of someone who knows the market — and the law. We operate from Cascais to Lisbon, with partners in Porto, the South Bank and the Algarve.
Tell us what you're looking forThe process
The first step to buying well is knowing exactly what you're looking for — and how much you can really invest. Together we define the ideal type, areas of interest, lifestyle, priorities, timelines and negotiation margin. Beyond the property price, we analyse the total cost of the purchase, including IMT, Stamp Duty, deed, registrations, any mortgage, condominium fees, works, furniture and moving costs.
If you need financing, we recommend starting with a bank pre-approval. It gives you more security, avoids wasted time and increases your negotiating power with the seller.
Buying a home isn't just browsing portals. We actively monitor the market, select properties aligned with your criteria and look for opportunities often not visible to the public, including off-market properties, pre-launch opportunities and contacts within the RE/MAX network and among agents of every licensed brand in Portugal.
We filter the options so you visit only properties that make sense for you, saving time and avoiding decisions based solely on photographs or sales copy.
Before you move towards a decision, we analyse each property carefully. We verify areas, documentation, use licence, tax register, land registry certificate, energy certificate, condominium, existing charges, past works, state of repair, sun exposure, noise, parking, access, appreciation potential and any risks.
Whenever necessary, we recommend additional valuations, technical visits, inspections or specialised legal support. The goal is simple: that you buy with information, not on impulse.
During viewings, we don't just look at what's pretty. We assess layout, the property's real condition, build quality, signs of damp, window frames, plumbing, electrics, solar orientation, privacy, noise, views, usable areas and adaptation potential to your lifestyle.
We also analyse the surroundings: shops, schools, transport, access, parking, neighbourhood, condominium and the area's profile. A good purchase depends as much on the property as on its context.
Before presenting an offer, we analyse the property's real value. We compare asking prices, competing properties, transacted values in the area and market history. This analysis shows whether the property is well positioned, overpriced, or represents an opportunity.
An offer grounded in concrete data carries more weight than an offer made just to knock the price down. Buying well doesn't just mean negotiating a discount: it means paying the right value for the right property.
When we find the right property, we structure the offer strategically. We negotiate not only the price, but also payment terms, deposit amount, deadlines for the promissory contract and deed, inclusion of equipment or furniture, suspensive conditions, pending works, handover and other relevant points.
The goal is to protect the buyer and increase the probability of acceptance, without losing negotiating strength. A good negotiation balances price, security and terms.
The CPCV is one of the most important stages of the purchase. This contract defines the price, deposit, deadlines, deed conditions, required documentation, the property's condition, included items and the consequences of breach.
We review every point carefully, especially clauses related to bank financing, suspensive conditions, realistic deadlines, documentation, works, licences and handover. Whenever necessary, we coordinate with lawyers, solicitors, banks and notaries to ensure the buyer is properly protected before signing.
If the purchase depends on financing, we follow the process with the bank or credit intermediary. We help coordinate the bank valuation, final approval, letter issuance, insurance, deadlines and communication between bank, buyer, seller and notary.
This coordination is essential to avoid delays and ensure all conditions are in place for the deed.
Before the deed, we confirm every necessary element: updated documentation, tax payments, amounts to settle, mortgage releases, IMT and Stamp Duty forms, registrations, identification of the parties, financing and the conditions agreed in the CPCV.
We follow the preparation with the notary, bank and other parties so that everything is correct on signing day. The goal is for the deed to be simply the formalisation of a well-prepared process.
On deed day, we attend the signing in person, confirm the final amounts, documents and conditions, and make sure that what was agreed is properly reflected. After the deed, we follow the key handover, registration of the acquisition and, where applicable, registration of the mortgage.
We also support the practical transition: water, electricity, gas and internet contracts, condominium, insurance, equipment documentation and everything needed to start this new stage with peace of mind.
Buying a property is one of life's most important financial decisions. Our role is to help you buy better: with information, strategy, legal security, market vision and support at every stage of the process.
More than finding a house, we help you make a good decision.
Where we operate
Wherever the right property is for you, we have someone to accompany you on the ground.
Costs · 2026 figures
| Cost | How much | Notes |
|---|---|---|
| IMT (transfer tax) | 0% to 7.5% | Permanent own home: exemption up to €106,346; progressive brackets; single 7.5% rate above €1,150,853. Second homes have their own table, with no exemption in the first bracket. |
| IMT Jovem (under 35s) | €0 up to €330,539 | Full exemption from IMT and acquisition Stamp Duty on a first permanent own home up to €330,539; partial exemption up to €660,982. |
| Stamp Duty (acquisition) | 0.8% | On the purchase price or the tax value, whichever is higher. |
| Stamp Duty (mortgage) | 0.6% | On the financed amount, for loans over 5 years. |
| Deed, notary and registrations | ≈ €700 – €1,500 | Varies with the service chosen (Casa Pronta is usually cheaper) and whether there is a mortgage. |
| Bank costs (with mortgage) | Variable | Property valuation, file/opening fees — vary by bank. |
Figures in force in 2026 (brackets updated by the 2026 State Budget). Every purchase has its own framing — exact amounts should be simulated case by case before the promissory contract. Read the full article on costs →
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International buyers
A Portuguese tax number (NIF) — mandatory for any purchase; a Portuguese bank account for the transaction; and, for residents outside the EU/EEA, fiscal representation in Portugal. We handle or coordinate these steps with you.
Service in English, Spanish and French, video viewings for remote buyers, coordination with lawyers and banks, and full document verification of every property before any commitment. Distance should never mean less security.
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